Income statement
| NOK million | Notes | 30.09.2026 | 30.09.2025 | Q3 2026 | Q3 2025 | 2025 |
|---|---|---|---|---|---|---|
| Interest income from asset valued at amortised cost | 8,917 | 7,563 | 3,239 | 2,960 | 10,427 | |
| Interest income from asset valued at fair value | 589 | 839 | 194 | 266 | 1,080 | |
| Interest expenses and similar expenses | 8,327 | 7,030 | 3,067 | 2,670 | 9,618 | |
| Net interest and credit commission income | 2 | 1,178 | 1,373 | 365 | 556 | 1,889 |
| Commission expenses and expenses relating to banking services | 13 | 103 | 294 | 34 | -47 | 330 |
| Net gain/(loss) on financial instruments | 3 | 72 | 84 | 1 | 38 | 50 |
| Net other operating income | -31 | -210 | -33 | 85 | -281 | |
| Net operating income | 1,148 | 1,163 | 333 | 642 | 1,608 | |
| Payroll and general administration expenses | 3 | 5 | 1 | 1 | 5 | |
| Other operating expenses | 8 | 5 | 2 | 1 | 9 | |
| Total operating expenses | 4 | 11 | 9 | 3 | 3 | 14 |
| Profit before write-downs and tax | 1,136 | 1,154 | 330 | 639 | 1,595 | |
| Write-downs and losses on loans and guarantees | 6 | -7 | 45 | 10 | -3 | 63 |
| Pre-tax profit/loss | 1,143 | 1,109 | 320 | 643 | 1,532 | |
| Tax expenses | 252 | 243 | 70 | 141 | 337 | |
| Profit for the period | 892 | 865 | 249 | 502 | 1,195 |