Balance sheet
| NOK million | Notes | 30.09.2026 | 30.09.2025 | 31.12.2025 |
|---|---|---|---|---|
| Assets | ||||
| Loans to and receivables from credit institutions | 13 | 23,863 | 18,278 | 16,491 |
| Loans to and receivables from customers | 5,6,7 | 239,623 | 213,490 | 221,670 |
| Certificates and bonds | 2,919 | 3,816 | 6,295 | |
| Financial derivatives | 1,703 | 9,383 | 8,985 | |
| Other assets | 50 | 345 | 70 | |
| Total assets | 268,158 | 245,312 | 253,511 | |
| Liabilities and equity | ||||
| Liabilities to credit institutions | 8 | 20,453 | 21,414 | 25,375 |
| Securitised debt | 5, 9 | 224,368 | 207,780 | 211,689 |
| Financial derivatives | 7,129 | 168 | 162 | |
| Tax payable | 469 | 35 | 0 | |
| Deferred tax | 118 | 225 | 343 | |
| Other liabilities | 44 | 86 | 40 | |
| Total liabilities | 252,583 | 229,708 | 237,610 | |
| Paid-in equity | 14,690 | 14,690 | 14,690 | |
| Other equity | 885 | 914 | 1,210 | |
| Total equity | 15,576 | 15,604 | 15,901 | |
| Total liabilities and equity | 268,158 | 245,312 | 253,511 | |
Bergen, 30 October 2026
The Board of Directors of Sparebanken Norge Boligkreditt AS
Hans Olav Ingdal
Chairman
Inga Lise Lien Moldestad
Member
Brede Borgen Kristiansen
Member
John Edwin Nicolay Hopp
Managing Director